The Importance of Pre-Qualification

	Are you looking for a new mortgage? We'll be glad to talk about our mortgage offerings! Call us at 8102292820. Want to get started? Apply Now.

Even if you have not picked out homes to view yet, it can be important to visit with your mortgage loan professional early. Why? It might be difficult to understand the way we can help even before you start to calculate your offer.

Pre-Qualify

We can help you calculate how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. During the process, we look at your ability to borrow - analyzing your job, available money for down payment, debt, income, and other areas. We require a minimum amount of paperwork, with a short,basic process.

After you qualify, will present to you a Pre-Qualification Letter (your real estate agent may call it a "pre-qual"), that documents the fact that we are helping you to find the best loan to fit your financial needs and that we are confident you'll qualify for a mortgage up to a specific amount.

Pre-Qual Power

With your pre-qualification letter, a number of advantages are yours at the point you locate the house you want to make an offer for. The first is that you can be sure the amount you'll be able to afford when determining your offer. Being pre-qualified also will make your offer more attractive to the home seller, as if you were bringing them a bag full of cash! They need not be concerned that they're wasting their time if you won't be able to have the ability to qualify for a big enough mortgage loan. The seller won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to fret over. You have the capability to back up your offer.

We will help you with your pre-qualification

When we pre-qualify you, we help you figure out how much of a monthly mortgage payment you can afford, and the loan amount you can qualify for. During this process, we calculate your ability to borrow - looking at your employment, money available for down payment, debts, income, and other circumstances. It's quick and basic; and we keep the paperwork light.

One-on-One

You can always use the calculators here on our website to calculate how much mortgage you'll be able to afford - but it's also valuable to meet with one of our mortgage professionals. We can work toward your pre-qualification letter. Next, we can consider your mortgage options and make sure you have chosen the right one. Let us help you get started: Contact us at 8102292820.

Have questions about pre-qualifying? Call us at 8102292820. We answer pre-qualification questions every day.