Why Pre-Qualify?

	Shopping for a mortgage loan? We'd be thrilled to talk about our many mortgage solutions! Give us a call at 8102292820. Ready to get started? Apply Here.

It's helpful to bring in your mortgage professional early — even before you have started to research neighborhoods. Why? How can we help before you have negotiated a purchase amount, and do not know yet how much you want to borrow?

Pre-Qualify

We can help you calculate the loan amount you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. The process leads you through your finances - your debts, income, career, and down payment money, among other things. It's quick and to the point; We keep the paperwork to a minimum.

At the point you are considered eligible, we prove our confidence in your potential to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

After you locate the house that meets your needs, and you decide to make an offer, being pre-qualified for a loan will do several things. First, it lets you know how much you can offer. Having pre-qualification will also make your offer look even better to the seller, like you were bringing them a suitcase of cash! They will not need to be concerned they're wasting their time if you will not be able to qualify for a high enough mortgage. The seller of the home won't be concerned that he won't be able to count on you to qualify for your loan.Your qualifying for the necessary loan amount will not cause them concern. You'll have the sway of a buyer ready to make the deal on the spot!

We will help you with your pre-qualification

We can help you see how much of a mortgage loan you can afford, and the amount of money you can borrow, by taking you through the pre-qualification process. In the process, we look at your ability to borrow - looking at your employment, available money for down payment, debts, income, and other circumstances. It is a short, thorough process with minimal risks for papercuts.

One-on-One

While you are able to try our mortgage calculators on our website, it's a good idea to sit down and talk with us. For one thing, you'll need a Pre-Qualification Letter! Then, we'll make sure we have selected the ideal mortgage loan program for your situation. We're eager to hear from you: call us at 8102292820.

Have questions about pre-qualifying? Call us at 8102292820. We answer pre-qualification questions every day.