Why it's Important to Pre-Qualify

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Even if you haven't so much as picked out homes to view yet, it's advantageous to see your mortgage pro early. Why? Perhaps it is hard to understand the ways in which we could help even before you begin to negotiate.

We Can Help You Pre-Qualify

When we pre-qualify you, we help you decide how much of a monthly mortgage payment you can afford, and how much we of a loan you can qualify for. This process takes you through your finances - your debts, income, career, and cash available for down payment, among other things. It's quick and to the point; We take pride in keeping the paperwork light.

After you qualify, will give you what's called a Pre-Qualification Letter (your real estate agent may refer to it as a "pre-qual"), which says that we are helping you to find the ideal loan program to fit your situation and that we are confident you will qualify for a loan for a certain amount.

Buying Clout

Armed with your pre-qualification letter, some advantages are yours when you locate the house you want to make an offer on. First of all, you have some concrete numbers in mind, as the amount you will qualify for with your loan. Being pre-qualified will also make your offer more attractive to the seller, like you were bringing them a suitcase full of cash! They need not wonder if that they are wasting their time if you don't be able to qualify for a big enough mortgage. The seller won't wonder if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount will not be something for them to lose sleep over. You can have the influence of a buyer ready to make the purchase on the spot!

We can help you pre-qualify

We can help you see how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. This process outlines your finances - your debts, income, career, down payment money, among other things. We require a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

It's important to sit down and talk with us, even though you are free to also try the helpful mortgage loan calculators on this website. For one thing, you'll need a Pre-Qualification Letter! For another thing, we might locate a different mortgage option that fits your needs better. We are waiting to meet with you: contact us at 8102292820.

Have questions about pre-qualifying? Call us at 8102292820. ADVISORY MORTGAGE answers pre-qualifying questions every day.